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![How a mortgage broker can help you this year](https://static.wixstatic.com/media/9b28af_cb896a16cabc4a258456d61388aecd26~mv2.jpeg/v1/fill/w_454,h_250,fp_0.50_0.50,q_90,enc_auto/9b28af_cb896a16cabc4a258456d61388aecd26~mv2.webp)
Cameron Johnston
Jan 212 min read
How a mortgage broker can help you this year
2025: A year of change in the mortgage market. Interest rate cuts, new options for buyers & refinancers. As your broker, I'll help guide you
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![Welcome to our January Newsletter](https://static.wixstatic.com/media/9b28af_de3d3116e070447690d14612e709f729~mv2.jpeg/v1/fill/w_454,h_250,fp_0.50_0.50,q_90,enc_auto/9b28af_de3d3116e070447690d14612e709f729~mv2.webp)
Cameron Johnston
Jan 213 min read
Welcome to our January Newsletter
National housing values dipped in December 2024. Is now the time to buy? Inflation data due soon could signal interest rate changes.
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![Why choose a mortgage broker to refinance?](https://static.wixstatic.com/media/9b28af_7f123d970fbc4f29b2f1c2a713c547e4~mv2.jpeg/v1/fill/w_454,h_250,fp_0.50_0.50,q_90,enc_auto/9b28af_7f123d970fbc4f29b2f1c2a713c547e4~mv2.webp)
Cameron Johnston
Nov 19, 20243 min read
Why choose a mortgage broker to refinance?
7 out of 10 borrowers use mortgage brokers! Find out why they’re the key to refinancing, getting better rates, and saving big in 2025!
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![5 common reasons home loan applications are rejected](https://static.wixstatic.com/media/9b28af_ff7f4c907e4d44569f1dd6862d3d2a36~mv2.jpeg/v1/fill/w_454,h_250,fp_0.50_0.50,q_90,enc_auto/9b28af_ff7f4c907e4d44569f1dd6862d3d2a36~mv2.webp)
Cameron Johnston
Sep 18, 20243 min read
5 common reasons home loan applications are rejected
Applying for a home loan is both exciting and stressful. When you are successful, there’s nothing like receiving that green light from a...
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![Is now a good time to refinance?](https://static.wixstatic.com/media/9b28af_18f6304671b54e8989355360377251fa~mv2.jpeg/v1/fill/w_454,h_250,fp_0.50_0.50,q_90,enc_auto/9b28af_18f6304671b54e8989355360377251fa~mv2.webp)
Cameron Johnston
Aug 21, 20243 min read
Is now a good time to refinance?
RBA Governor Michele Bullock says a near-term cash rate cut isn’t on the cards. So, is it a good time to refinance?
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![Considerations before refinancing](https://static.wixstatic.com/media/9b28af_758aa58a26b041df9ba1dd5ac6a415d7~mv2.jpeg/v1/fill/w_454,h_250,fp_0.50_0.50,q_90,enc_auto/9b28af_758aa58a26b041df9ba1dd5ac6a415d7~mv2.webp)
Cameron Johnston
Jun 20, 20243 min read
Considerations before refinancing
With people feeling the heat of inflationary pressures and last year’s cash rate increases, it could be worthwhile to look at refinancing
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![5 ideas to boost your property value](https://static.wixstatic.com/media/9b28af_d7b29c6144db4ef9b21381c4faf32beb~mv2.jpeg/v1/fill/w_454,h_250,fp_0.50_0.50,q_90,enc_auto/9b28af_d7b29c6144db4ef9b21381c4faf32beb~mv2.webp)
Cameron Johnston
May 21, 20243 min read
5 ideas to boost your property value
Wondering which renovations generate the best returns? From quick fixes to major makeovers, here are five ways to enhance your property’s $$
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![6 key questions to ask your mortgage broker](https://static.wixstatic.com/media/9b28af_c1297b55046a44e1b2e1435ce585a338~mv2.jpeg/v1/fill/w_454,h_250,fp_0.50_0.50,q_90,enc_auto/9b28af_c1297b55046a44e1b2e1435ce585a338~mv2.webp)
Cameron Johnston
Apr 15, 20243 min read
6 key questions to ask your mortgage broker
How much can I borrow? Is now a good time to buy a property? Should I fix my loan? In this article, we cover off the key questions for you
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![When should you refinance an investment property?](https://static.wixstatic.com/media/9b28af_e7b9b8476ffd4ed0874b9028f31eb03d~mv2.jpeg/v1/fill/w_454,h_250,fp_0.50_0.50,q_90,enc_auto/9b28af_e7b9b8476ffd4ed0874b9028f31eb03d~mv2.webp)
Cameron Johnston
Apr 15, 20243 min read
When should you refinance an investment property?
Refinancing your investment loan could allow you to access the equity you’ve built up, in order to achieve other investment goals
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![Is the refinance boom over?](https://static.wixstatic.com/media/9b28af_c78a354d1a1140419d564845e1914a7d~mv2.jpeg/v1/fill/w_454,h_250,fp_0.50_0.50,q_90,enc_auto/9b28af_c78a354d1a1140419d564845e1914a7d~mv2.webp)
Cameron Johnston
Feb 16, 20242 min read
Is the refinance boom over?
Last year, we saw banks offering cashback offers to lure refinancers in. In 2024, the landscape looks a little different...
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![Refinancing a home loan: the process explained](https://static.wixstatic.com/media/9b28af_d9302b4102e148c899649a7bf55b9781~mv2.jpeg/v1/fill/w_454,h_250,fp_0.50_0.50,q_90,enc_auto/9b28af_d9302b4102e148c899649a7bf55b9781~mv2.webp)
Cameron Johnston
Jan 15, 20242 min read
Refinancing a home loan: the process explained
Suspect you need to refinance but think it’s all too hard? See what’s involved in refinancing and why, in most cases, it pays to consider it
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![How much does it cost to refinance?](https://static.wixstatic.com/media/9b28af_ac0d86ea6d5647a094842f5e99343112~mv2.jpeg/v1/fill/w_454,h_250,fp_0.50_0.50,q_90,enc_auto/9b28af_ac0d86ea6d5647a094842f5e99343112~mv2.webp)
Cameron Johnston
Aug 21, 20232 min read
How much does it cost to refinance?
Looking to refinance? Find out the costs involved in switching banks. Remember to weigh up the costs against the long-term benefits.
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![Refinancing made simple](https://static.wixstatic.com/media/9b28af_c2de747ac00f4093a4b35158ff9bd24b~mv2.jpeg/v1/fill/w_454,h_250,fp_0.50_0.50,q_90,enc_auto/9b28af_c2de747ac00f4093a4b35158ff9bd24b~mv2.webp)
Cameron Johnston
Jul 18, 20232 min read
Refinancing made simple
After the RBA’s series of cash rate hikes, many people are considering refinancing. So, should you go it alone or use a mortgage broker?
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![Escaping mortgage prison](https://static.wixstatic.com/media/9b28af_77923781c43a46ada84df1bb6399a382~mv2.jpeg/v1/fill/w_454,h_250,fp_0.50_0.50,q_90,enc_auto/9b28af_77923781c43a46ada84df1bb6399a382~mv2.webp)
Cameron Johnston
Jun 20, 20232 min read
Escaping mortgage prison
A number of homeowners are trapped in mortgage prison, unable to refinance due to lenders’ serviceability buffers. Why? What can be done?
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![How your HECS-HELP debt affects your borrowing capacity](https://static.wixstatic.com/media/9b28af_7003f010df894619b248ba75fb5cc91c~mv2.jpeg/v1/fill/w_454,h_250,fp_0.50_0.50,q_90,enc_auto/9b28af_7003f010df894619b248ba75fb5cc91c~mv2.webp)
Cameron Johnston
May 23, 20233 min read
How your HECS-HELP debt affects your borrowing capacity
What does this year’s higher indexation rate mean for your HECS-HELP debt? And how does this affect your ability to take out a loan?
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![Why use a mortgage broker to refinance?](https://static.wixstatic.com/media/9b28af_bd8edd6818244943b47d5736630494c9~mv2.jpeg/v1/fill/w_454,h_250,fp_0.50_0.50,q_90,enc_auto/9b28af_bd8edd6818244943b47d5736630494c9~mv2.webp)
Cameron Johnston
Apr 18, 20233 min read
Why use a mortgage broker to refinance?
If you’re looking to refinance, you’re not alone – 2,370 people are refinancing their mortgages every day in Australia.
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